Cash vs card - what to expect

Notes

Cards (Visa/Mastercard) work at hotels, malls, supermarkets, bigger restaurants and in ride-hailing apps. Cash is needed for street food, markets, small shops, songthaews, taxis, temple donations and beach vendors. Thailand's QR-code payment system generally requires a Thai bank account, so tourists cannot use it. A practical split is roughly 70% card / 30% cash.